XRayAI

Delivering Measurable Value

Get full visibility into your processing statements and see every fee, its source, and where you're losing money. XRayAI is your solution.

Most Businesses Are Overpaying. Do You Know If You Are?

XRayAI was engineered to bring clarity to payment processing helping you uncover hidden costs, identify savings, and keep more of your revenue.

90%

of businesses overpay for payment processing

82%

of in-person transactions are non cash

70%

of businesses are not PCI compliant

80%

of business owners do not fully understand their processing statement

The XRayAI Advantage

Statement Analysis icon

Statement Analysis

  • iconCreates a clear, verified cost breakdown
  • iconSeparates card network costs from provider fees
  • iconBuilds a complete cost model from your statement
  • iconFlags line items that require closer review 
Alerts icon

Alerts

  • iconMonthly monitoring of fee and rate changes 
  • iconAutomatic detection of new fees and pricing changes 
  • iconClear visibility into changes and historical impact 
  • iconProtection against silent increases and long-term drift 
PCI Compliance icon

PCI Compliance

  • iconMonitors your PCI compliance status 
  • iconIdentify non-compliance fees and penalty charges 
  • iconHighlights the financial cost of non-compliance 
  • iconHelps protect your account from avoidable penalties
Marketplace icon

Marketplace

  • iconNo opinions, sales pressure, or misleading claims 
  • iconUse your verified XRayAI analysis as a baseline 
  • iconCompare real offers from vetted providers 
  • iconMake informed decisions with complete clarity
Why Businesses Choose XRayAI
1

Analyze any business owners’ statement in minutes, no matter the processor 

2

Identify 10–30% average savings on processing costs

3

Built with bank-level security and PCI compliance 

4

No contracts, no commitments, just measurable results 

5

Backed by a dedicated team of payment processing experts

Our Story Image