Delivering Measurable Value
Get full visibility into your processing statements and see every fee, its source, and where you're losing money. XRayAI is your solution.

Most Businesses Are Overpaying. Do You Know If You Are?
XRayAI was engineered to bring clarity to payment processing helping you uncover hidden costs, identify savings, and keep more of your revenue.
90%
of businesses overpay for payment processing
82%
of in-person transactions are non cash
70%
of businesses are not PCI compliant
80%
of business owners do not fully understand their processing statement
The XRayAI Advantage
Statement Analysis
Creates a clear, verified cost breakdown
Separates card network costs from provider fees
Builds a complete cost model from your statement
Flags line items that require closer review
Alerts
Monthly monitoring of fee and rate changes
Automatic detection of new fees and pricing changes
Clear visibility into changes and historical impact
Protection against silent increases and long-term drift
PCI Compliance
Monitors your PCI compliance status
Identify non-compliance fees and penalty charges
Highlights the financial cost of non-compliance
Helps protect your account from avoidable penalties
Marketplace
No opinions, sales pressure, or misleading claims
Use your verified XRayAI analysis as a baseline
Compare real offers from vetted providers
Make informed decisions with complete clarity
Analyze any business owners’ statement in minutes, no matter the processor
Identify 10–30% average savings on processing costs
Built with bank-level security and PCI compliance
No contracts, no commitments, just measurable results
Backed by a dedicated team of payment processing experts

